HP 113394 User Guide - Page 6

6 Contents Percent of Total in ALG Mode 36 Calendar Functions 37 Date Format 37 Future or Past Dates 38 Number of Days Between Dates 40 Section 3: Basic Financial Functions 41 The Financial Registers 41 Storing Numbers into the Financial Registers 41 Displaying Numbers in the Financial Registers 41 Clearing the Financial Registers 42 Simple Interest Calculations 42 Financial Calculations and the Cash Flow Diagram 44 The Cash Flow Sign Convention 46 The Payment Mode 46 Generalized Cash Flow Diagrams 47 Compound Interest Calculations 49 Specifying the Number of Compounding Periods and the Periodic Interest Rate 49 Calculating the Number of Payments or Compounding Periods ... 49 Calculating the Periodic and Annual Interest Rates 55 Calculating the Present Value 56 Calculating the Payment Amount 58 Calculating the Future Value 60 Odd-Period Calculations 63 Amortization 69 Section 4: Additional Financial Functions 72 Discounted Cash Flow Analysis: NPV and IRR 72 Calculating Net Present Value (NPV 73 Calculating Internal Rate of Return (IRR 78 Reviewing Cash Flow Entries 79 Changing Cash Flow Entries 80 Bond Calculations 82 Bond Price 82 Bond Yield 83 Depreciation Calculations 84 Section 5: Additional Operating Features 86 Continuous Memory 86 The Display 87 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 6 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm