Sharp EL-733 EL-733A Operation Manual - Page 4

The EL-733A Financial Functions And Terms 41 RECOGNIZING A TVM PROBLEM 42 A DISCOUNTED CASH-FLOW PROBLEM 44 TVM Applications 46 A TYPICAL MORTGAGE 46 THE lxil KEY, MONTHLY PERIODS 47 THE 1-12 THEY AND APR 47 PAYMENTS AT THE BEGINNING 48 PV CALCULATIONS 50 PV AND PMT CALCULATIONS 51 BALLOON PAYMENTS , E 53 PAYMENTS IN BGN MODE 56 LEASES 56 M : INTEREST RAZE CALCULATIONS .... 59 "POINTS UP FRONT" 61 EFFECTIVE INTEREST RATES 69 PAYMENT PERIOD-VS-INTEREST PERIOD 72 VARIABLE RATE LOANS 74 MORE TVM EXAMPLES 79 Savings, IRA's, And Annuities 80 Interest Rate Conversions 85 Qualifying A Home Buyer 88 QuotingActual Effective Interest Rate.... 90 Amortization Schedules 93 Quoting Total Interest Paid 96 Discounted Loans And Mortgages 96 Sliding Cash-Flows 100 Discounted Cash-Flow Analysis 105 INFA/J : NET PRESENT VALUE 109 000) :INTERNAL RATE OF RETURN 115 WHERE DO ALL THOSE NUMBERS GO? .... 117 CHANGING Ni AND CFi 119 DISCOUNTED CASH-FLOW EXAMPLES . 119 GENERAL INVESTMENT ANALYSIS 120 WRAP-AROUND MORTGAGES 124 BLENDED RATE CONTRACTS 131 M CALCULATIONS, PARTIAL PERIODS . 131 BOND PRICE 136 DOLLARS AND CENTS -VS- TEN DIGITS . 142 FINAL PAYMENT CALCULATION 142 Chapter 3. Statistics Mode 144 Active Functions In STAT Mode 144 Single Variable Statistics 146 KEYING IN DATA / 2ndF M FUNCTION .... 146 E THEE DAN HEY / i2ndg FUNCTION 148 STANDARD DEVIATION 148 THE M AND (In FUNCTIONS 149 CORRECTING A DATA ENTRY 150 Two-Variable Statistics 151 KEYING IN DATA 152 SLOPE, Y-INTERCEPT, CORRELATION . 155 WEIGHTED DATA 156 EXPONENTIAL REGRESSION 157 Appendix A. Care And Maintenance 160 How To Proceed If Abnormal Conditions Occur 160 Battery Replacement 161 Appendix B: Specifications 163 Calculation Range 164 Error Conditions 166 Appendix C. Indexes 167 Function Index 167 Subject Index 168