Texas Instruments BA II PLUS PRO User Manual - Page 29

Entering Cash Inflows and Outflows, Generating an Amortization Schedule - calculator manual

Get Texas Instruments BA II PLUS PRO - BA II Plus Professional Financial Calculator PDF manuals and user guides
UPC - 033317192045
View all Texas Instruments BA II PLUS PRO manuals
Add to My Manuals
Save this manual to your list of manuals

Page 29 highlights

• In worksheet modes the calculator displays only the value you enter or recall, although any variable label previously displayed remains displayed. Note: You can tell that the displayed value is not assigned to the displayed variable, because the = indicator is not displayed. To compute a TVM value, press % and a TVM key in standard-calculator mode. Using [xP/Y] to Calculate a Value for N 1. Key in the number of years, and then press & Z to multiply by the stored P/Y value. The total number of payments appears. 2. To assign the displayed value to N for a TVM calculation, press ,. Entering Cash Inflows and Outflows The calculator treats cash received (inflows) as a positive value and cash invested (outflows) as a negative value. • You must enter cash inflows as positive values and cash outflows as negative values. • The calculator displays computed inflows as positive values and computed outflows as negative values. Generating an Amortization Schedule The Amortization worksheet uses TVM values to compute an amortization schedule either manually or automatically. Generating an Amortization Schedule Manually 1. Press & \. The current P1 value appears. 2. To specify the first in a range of payments, key in a value for P1 and press !. 3. Press #. The current P2 value appears. 4. To specify the last payment in the range, key in a value for P2 and press !. 5. Press # to display each of the automatically computed values: • BAL- the remaining balance after payment P2 • PRN- the principal • INT- the interest paid over the specified range Time-Value-of-Money and Amortization Worksheets 25

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
Time-Value-of-Money and Amortization Worksheets
25
•
In worksheet modes the calculator displays only the value you enter
or recall, although any variable label previously displayed remains
displayed.
Note:
You can tell that the displayed value is not assigned to the
displayed variable, because the = indicator is not displayed.
To compute a TVM value, press
%
and a TVM key in standard-calculator
mode.
Using [xP/Y] to Calculate a Value for N
1.
Key in the number of years, and then press
& Z
to multiply by
the stored
P/Y
value. The total number of payments appears.
2.
To assign the displayed value to
N
for a TVM calculation, press
,
.
Entering Cash Inflows and Outflows
The calculator treats cash received (inflows) as a positive value and cash
invested (outflows) as a negative value.
•
You must enter cash inflows as positive values and cash outflows as
negative values.
•
The calculator displays computed inflows as positive values and
computed outflows as negative values.
Generating an Amortization Schedule
The Amortization worksheet uses TVM values to compute an
amortization schedule either manually or automatically.
Generating an Amortization Schedule Manually
1.
Press
& \
. The current
P1
value appears.
2.
To specify the first in a range of payments, key in a value for
P1
and
press
!
.
3.
Press
#
. The current
P2
value appears.
4.
To specify the last payment in the range, key in a value for
P2
and
press
!
.
5.
Press
#
to display each of the automatically computed values:
•
BAL
— the remaining balance after payment
P2
•
PRN
— the principal
•
INT
— the interest paid over the specified range