Texas Instruments BA II PLUS PRO User Manual - Page 3

Contents Important Information ii USA FCC Information Concerning Radio Frequency Interferenceii 1 Overview of Calculator Operations 1 Turning On the Calculator 1 Turning Off the Calculator 1 Selecting 2nd Functions 2 Reading the Display 2 Setting Calculator Formats 4 Resetting the Calculator 6 Clearing Calculator Entries and Memories 6 Correcting Entry Errors 7 Math Operations 8 Memory Operations 12 Calculations Using Constants 13 Last Answer Feature 14 Using Worksheets: Tools for Financial Solutions 15 2 Time-Value-of-Money and Amortization Worksheets...21 TVM and Amortization Worksheet Variables 22 Entering Cash Inflows and Outflows 25 Generating an Amortization Schedule 25 Example: Computing Basic Loan Interest 26 Examples: Computing Basic Loan Payments 27 Examples: Computing Value in Savings 28 Example: Computing Present Value in Annuities 29 Example: Computing Perpetual Annuities 30 Example: Computing Present Value of Variable Cash Flows ..... 31 Example: Computing Present Value of a Lease With Residual Value 33 Example: Computing Other Monthly Payments 34 Example: Saving With Monthly Deposits 35 Example: Computing Amount to Borrow and Down Payment . 36 Example: Computing Regular Deposits for a Specified Future Amount 37 Example: Computing Payments and Generating an Amortization Schedule 38 Example: Computing Payment, Interest, and Loan Balance After a Specified Payment 39 3 Cash Flow Worksheet 41 Cash Flow Worksheet Variables 41 iii