HP F2219AA#ABA HP 20b Business Consultant Financial Calculator Manual - Page 33

Time Value of Money Table 3-2 TVM Example Keys Display M Description Returns the monthly payment. This result is negative (-); it is money you pay out. :x < > To reset the TVM variables to their default values, with any TVM variable displayed press . Press or I O repeatedly until TVM displays. Press to reset the TVM values, or press to cancel. Amortization Refer to Figure 2 for a menu map of the Amortization menu (Amort). Table 3-3 lists the keys and variables of the Amortization A menu. To open the menu, press . The Amortization menu calculations are based on values stored in the following TVM registers: N, Y, V, M and [. To enter values for the TVM variables, enter a number followed by the corresponding key. For an amortization example, see Table 3-4. Figure 2 The Menu Map for the Amortization Menu Table 3-3 Amortization Menu Items Menu Item/Key Description A Opens the Amortization menu. Nb Period Start Balance Principal Interest Number of periods to group together in the amortization calculation. The default value is [ the number of payments per year defined by the key. Period on which to start amortization. Default is 1. If you want to amortize for the second year with 12 payments per year, enter 13 (the second year starts at the 13th payment with 12 payments per year). The loan balance at the end of the assigned amortized period. Amount of the loan payment applied to the principal at the end of the amortized period. Amount of the loan payment applied to the interest at the end of the amortized period. 33