HP 113394 User Guide - Page 8

8 Contents Looping 126 Conditional Branching 129 Section 10: Program Editing 139 Changing the Instruction in a Program Line 139 Adding Instructions at the End of a Program 140 Adding Instructions within a Program 142 Adding Instructions by Replacement 142 Adding Instructions by Branching 144 Section 11: Multiple Programs 149 Storing Another Program 149 Running Another Program 153 Part III: Solutions 155 Section 12: Real Estate and Lending 156 Annual Percentage Rate Calculations With Fees 156 Price of a Mortgage Traded at a Discount or Premium 159 Yield of a Mortgage Traded at a Discount or Premium 161 The Rent or Buy Decision 163 Deferred Annuities 169 Section 13: Investment Analysis 171 Partial-Year Depreciation 171 Straight-Line Depreciation 171 Declining-Balance Depreciation 176 Sum-of-the-Years-Digits Depreciation 180 Full- and Partial-Year Depreciation with Crossover 184 Excess Depreciation 191 Modified Internal Rate of Return 192 Black-Scholes Formula for Valuing European Options 194 Section 14: Leasing 202 Advance Payments 202 Solving for Payment 202 Solving for Yield 206 Advance Payments With Residual 209 Solving for Payment 209 Solving for Yield 212 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 8 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm