2003 Pontiac Montana Owner's Manual - Page 56

You can be seriously hurt if your shoulder belt is too loose. In a crash, you would move forward too much, which could increase injury. The shoulder belt should fit against your body. The lap part of the belt should be worn low and snug on the hips, just touching the thighs. In a crash this applies force to the strong pelvic bones. And you'd be less llkely to slide under the lap belt. If you slid under it the belt would apply force at your abdomen. This could cause serious or even fatal injuries. The shoulder belt should go over the shoulder and across the chest. These parts of the body are best able to take belt restraining forces. The safety belt locks if there's a sudden stop or a crash, or if you pull the belt very quickly out of the retractor. 1-49