HP HP12C hp 12c_user's guide_English_E_HDPMBF12E44.pdf - Page 6

6 Contents Clearing the Financial Registers 33 Simple Interest Calculations 33 Financial Calculations and the Cash Flow Diagram 34 The Cash Flow Sign Convention 36 The Payment Mode 37 Generalized Cash Flow Diagrams 37 Compound Interest Calculations 39 Specifying the Number of Compounding Periods and the Periodic Interest Rate 39 Calculating the Number of Payments or Compounding Periods ... 39 Calculating the Periodic and Annual Interest Rates 43 Calculating the Present Value 44 Calculating the Payment Amount 46 Calculating the Future Value 48 Odd-Period Calculations 50 Amortization 54 Section 4: Additional Financial Functions 57 Discounted Cash Flow Analysis: NPV and IRR 57 Calculating Net Present Value (NPV 58 Calculating Internal Rate of Return (IRR 63 Reviewing Cash Flow Entries 64 Changing Cash Flow Entries 65 Bond Calculations 66 Bond Price 67 Bond Yield 67 Depreciation Calculations 68 Section 5: Additional Operating Features 70 Continuous Memory 70 The Display 71 Status Indicators 71 Number Display Formats 71 Scientific Notation Display Format 72 Special Displays 73 The key 74 The Key 74 Arithmetic Calculations With Constants 75 Recovering From Errors in Digit Entry 75 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 6 of 209 Dimension: 14.8 cm x 21 cm