HP HP12C hp 12c_user's guide_English_E_HDPMBF12E44.pdf - Page 8

8 Contents Section 11: Multiple Programs 120 Storing Another Program 120 Running Another Program 122 Part III. Solutions 123 Section 12: Real Estate and Lending 124 Annual Percentage Rate Calculations With Fees 124 Price of a Mortgage Traded at a Discount or Premium 126 Yield of a Mortgage Traded at a Discount or Premium 128 The Rent or Buy Decision 130 Deferred Annuities 134 Section 13: Investment Analysis 136 Partial-Year Depreciation 136 Straight-Line Depreciation 136 Declining-Balance Depreciation 139 Sum-of-the-Years-Digits Depreciation 141 Full- and Partial-Year Depreciation with Crossover 144 Excess Depreciation 148 Modified Internal Rate of Return 148 Section 14: Leasing 151 Advance Payments 151 Solving For Payment 151 Solving for Yield 154 Advance Payments With Residual 156 Solving for Payment 156 Solving For Yield 158 Section 15: Savings 160 Nominal Rate Converted to Effective Rate 160 Effective Rate Converted to Nominal Rate 161 Nominal Rate Converted to Continuous Effective Rate 162 Section 16: Bonds 163 30/360 Day Basis Bonds 163 Annual Coupon Bonds 166 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 8 of 209 Dimension: 14.8 cm x 21 cm