1997 Chevrolet Lumina Owner's Manual - Page 31

@ What's wrong with this? You can be seriouslyinjured if you wear the shoulder belt under your arm. In a crash, your body would move too forward, which would far increase the chance of head and neck injury. Also, the beltwould apply too much force the to ribs, which aren't as strong as shoulder bones. You could also severely injure internal organs like your liver or spleen. A: The shoulder belt is worn under the arm. It should be worn over the shoulder at all times. 1-17