Xerox 6180N Generic MICR Fundamentals Guide  - Page 61

MICR field formats-E13B, Amount, Position, to 11, On-Us, to 31 or 32, Transit, to 38, to 42,

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Document design Table 4-1. MICR field formats-E13B Field Position Description Amount 1 to 12 Fixed field signifying the dollar value of the check. Position: • 1 Opening amount symbol • 2 to 3 Cents • 4 to 11 Dollars (zero-fill to left) • 12 Closing amount symbol • 13 Space On-Us 14 to 31 or 32 Content is determined by each institution; generally contains the account number. May optionally extend to include position 32. May also contain the serial number, the transaction code, or both. The symbol located nearest to the left edge of the document, must end more than ¼ inch/6.35 mm from the left edge of the document. Position: • 14 On-Us symbol • 15 to 31 or 32 Generally contains the account number, and may also contain the serial number, transaction code, or both. • 31 On-Us symbol if not used to extend the field • 32 Space, or On-Us symbol if the field was extended Transit 33 to 43 Fixed field identifying the institution upon which the check is drawn. Position: • 33 Opening transit symbol. • 34 Check digit. This number combined with the first eight digits verifies the accuracy of the routing number in computer processing. • 35 to 38 Institutional identifier (a four-digit check routing symbol). • 39 to 42 Check routing symbol. The first two digits are the federal reserve district for the institution. The third digit identifies the federal reserve office (the head office or branch) or a special collection arrangement. The fourth digit shows the state for the institution, or a special collection arrangement. • 43 Closing transit symbol. External Processing Code (EPC) 44 or 45 External Processing code (EPC) field. If present, represents participation in an authorized program that requires special handling or processing in the collection system. Auxiliary On-Us 45 or 46 to (optional) 65 Content determined by each institution. Contains numbering, transaction codes, and internal controls. Used only for checks longer than 6 inches/152 mm). The right most symbol must start within ¼ inch/ 6.35 mm of the Transit symbol farthest to the left. Generic MICR Fundamentals Guide 4-15

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Document design
Generic MICR Fundamentals Guide
4-15
Table 4-1.
MICR field formats—E13B
Field
Position
Description
Amount
1 to 12
Fixed field signifying the dollar value of the check.
Position:
•
1
Opening amount symbol
•
2 to 3
Cents
•
4 to 11
Dollars (zero-fill to left)
•
12
Closing amount symbol
•
13
Space
On-Us
14 to 31 or
32
Content is determined by each institution; generally contains the
account number. May optionally extend to include position 32. May also
contain the serial number, the transaction code, or both. The symbol
located nearest to the left edge of the document, must end more than ¼
inch/6.35 mm from the left edge of the document.
Position:
•
14
On-Us symbol
•
15 to 31 or 32
Generally contains the account number, and may
also contain the serial number, transaction code, or both.
•
31
On-Us symbol if not used to extend the field
•
32
Space, or On-Us symbol if the field was extended
Transit
33 to 43
Fixed field identifying the institution upon which the check is drawn.
Position:
•
33
Opening transit symbol.
•
34
Check digit. This number combined with the first eight digits
verifies the accuracy of the routing number in computer processing.
•
35 to 38
Institutional identifier (a four-digit check routing symbol).
•
39 to 42
Check routing symbol. The first two digits are the federal
reserve district for the institution. The third digit identifies the federal
reserve office (the head office or branch) or a special collection
arrangement. The fourth digit shows the state for the institution, or a
special collection arrangement.
•
43
Closing transit symbol.
External
Processing
Code (EPC)
44 or 45
External Processing code (EPC) field. If present, represents
participation in an authorized program that requires special handling or
processing in the collection system.
Auxiliary On-Us
(optional)
45 or 46 to
65
Content determined by each institution. Contains numbering,
transaction codes, and internal controls. Used only for checks longer
than 6 inches/152 mm). The right most symbol must start within ¼ inch/
6.35 mm of the Transit symbol farthest to the left.