Xerox 6180N Generic MICR Fundamentals Guide - Page 73
Readability
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Readability Document design Example: A 3-up application is printed with checks numbered 1 through 6, in that order. After they are cut, three stacks of finished checks are produced: the first with check numbers 1 and 4, another with numbers 2 and 5, and a third with numbers 3 and 6. For this situation, the host application may need to be adjusted to enable the proper sequence to be maintained during finishing. NOTE: For appropriate page sizes, refer to the printer documentation. When designing MICR documents, it is critical to remember that the document acts as a vehicle to transfer money from one party to another. The MICR document must clearly communicate the information required to complete that transfer, without interference from colorful backgrounds or confusing layout. Digital image capture, processing, and storage for the entire check make this requirement more important. Work is in progress to make the digital image of a check legally binding when captured and processed by banks. This is necessary to permit truncation of the paper documents early in processing and eliminate the cost of transporting the paper to the issuing bank. Checks should be designed to be easily interpreted when digitized into black and white images. MICR documents are not the only documents in which readability is a concern. Many payment processing systems are designed to use an OCR-printed turnaround document to direct a check based payment. In these cases, readability of the OCR line may be compromised if the document is printed using magnetic ink. The processing system detect checks by the presence of magnetic ink and initiate an E13B font recognition routine. If the turnaround document is magnetic, failure to read would result. Therefore, MICR printers are not recommended when an OCR font is used for data collection. Generic MICR Fundamentals Guide 4-27