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HP 30b HP 20b Business Consultant and HP 30b Business Professional User's Guid - Page 101

Modifications, Declaration of Conformity for Products Marked with FCC Logo, United States Only

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does cause harmful interference to radio or television reception, which can be determined by turning the equipment off and on, the user is encouraged to try to correct the interference by one or more of the following measures: • Reorient or relocate the receiving antenna. • Increase the separation between the equipment and the receiver. • Connect the equipment into an outlet on a circuit different from that to which the receiver is connected. • Consult the dealer or an experienced radio or television technician for help. Modifications The FCC requires the user to be notified that any changes or modifications made to this device that are not expressly approved by Hewlett-Packard Company may void the user's authority to operate the equipment. Declaration of Conformity for Products Marked with FCC Logo, United States Only This device complies with Part 15 of the FCC Rules. Operation is subject to the following two conditions: 1. This device may not cause harmful interference 2. This device must accept any interference received, including interference that may cause undesired operation. If you have questions about the product that are not related to this declaration, write to Hewlett-Packard Company P. O. Box 692000, Mail Stop 530113 Houston, TX 77269-2000 For questions regarding this FCC declaration, write to Hewlett-Packard Company P. O. Box 692000, Mail Stop 510101 Houston, TX 77269-2000 or call HP at 281-514-3333 To identify your product, refer to the part, series, or model number located on the product. Canadian Notice This Class B digital apparatus meets all requirements of the Canadian Interference-Causing Equipment Regulations. Avis Canadien Cet appareil numérique de la classe B respecte toutes les exigences du Règlement sur le matériel brouilleur du Canada. European Union Regulatory Notice This product complies with the following EU Directives: Warranty, Regulatory, and Contact Information 93

Section	Page
Legal Notice	2
HP 20b Business Consultant	3
HP 30b Business Professional	4
Keyboard Map Legend	5
Table of Contents	7
Basic Features	9
Welcome to your new HP Financial Calculator	9
Turning the Calculator On and Off	9
Selecting a Language	9
Adjusting the Display Contrast	9
Cursor	10
Two Line Display	10
The Mode Menu: Setting Preferences	10
Changing the Calculation Mode	12
Key Presses, the Shift Key, Secondary, and Tertiary Functions*	12
Annunciators	14
The Input Key	14
The Equals Key	14
Using the Input and Equals Keys	14
Editing and Clearing Entries	15
The On/CE Key	15
The Reset Menu	15
Notes about Special Menus	16
Memory and the Memory Menu	16
Accessing Menus and Menu Maps	16
Mathematical Calculations	19
Mathematical Functions	19
Number Entry and Display	19
Chain Mode	20
Algebraic Mode	20
Reverse Polish Notation (RPN) Mode	21
The RPN Stack	21
Last Number	22
One-Number Functions and the Math Menu	26
Random number	27
The Math Menu	27
The Probability Sub-menu	29
Binomial Functions	31
Two-Number Functions	31
Storing and Recalling Numbers	32
Recall Arithmetic	32
Storing and Recalling with Time Value of Money (TVM) Keys	32
Recalling a Menu Item Value in a Menu	33
Recalling and Storing Values in the Data and Cash Flow Menus	33
Rounding Numbers	33
Percentages	33
Time Value of Money	35
Time Value of Money (TVM) Keys	35
Calculating Payments on a Loan	36
Amortization	37
Creating an Amortization Schedule	39
Interest Conversion Menu	41
Using the Interest Conversion Menu	42
Canadian Mortgages: TVM Canada	43
Canadian Mortgage Example	44
Cash Flows	45
Cash Flow Example	46
Analyzing Cash Flows	49
Editing Cash Flows	52
Modified Internal Rate of Return (MIRR) and Financial Management Rate of Return (FMRR)*	52
Sample Cash Flow Diagrams	54
Bonds	55
The Bond Menu	56
Bond Calculation Example	57
Black-Scholes Calculation Menu*	59
The Black-Scholes Menu	60
Black-Scholes Example	62
Date Calculation	65
The Date Calculation Menu	65
Date Calculation Example	65
Break-even	67
The Break-even Menu	67
Break-even Example	67
Business Problems	69
The Percent Calculation Menu	69
Percent Calculation Examples	70
Depreciation	73
The Depreciation Menu	74
Depreciation Example	75
Statistical Operations	77
The Data and Stats Menus	78
Statistics Example	80
Programming	83
Programming the HP 30b	83
Key Presses for Program Instructions	83
Programming Example	85
Program Step 0	86
Reassigning Menu Functions	87
The Program Menu and Program Editing	88
Tests and Jump Functions	89
Long Programs and Battery Life	90
Sub-Function Call	90
Other Programming Functions	91
Messages	92
Debugging a Program	93
Saving, Restoring, and Modifying Mode Settings	94
Solve	95
Error Messages	97
Error Messages and Calculator Status	97
Warranty, Regulatory, and Contact Information	99
Replacing the Batteries	99
HP Limited Hardware Warranty and Customer Care	99
General Terms	99
Regulatory Information	100
Federal Communications Commission Notice	100
Modifications	101
Declaration of Conformity for Products Marked with FCC Logo, United States Only	101
Canadian Notice	101
Avis Canadien	101
European Union Regulatory Notice	101
Japanese Notice	102
Korean Notice	102
Disposal of Waste Equipment by Users in Private Household in the European Union	102
Perchlorate Material - special handling may apply	103
Customer Care	103
Contact Information	103

Match case Limit results 1 per page

Warranty, Regulatory, and Contact Information

does cause harmful interference to radio or television reception, which can be determined by

turning the equipment off and on, the user is encouraged to try to correct the interference by

one or more of the following measures:

•

Reorient or relocate the receiving antenna.

•

Increase the separation between the equipment and the receiver.

•

Connect the equipment into an outlet on a circuit different from that to which the receiver is

connected.

•

Consult the dealer or an experienced radio or television technician for help.

Modifications

The FCC requires the user to be notified that any changes or modifications made to this device

that are not expressly approved by Hewlett-Packard Company may void the user's authority

to operate the equipment.

Declaration of Conformity for Products Marked with FCC Logo, United States Only

This device complies with Part 15 of the FCC Rules. Operation is subject to the following two

conditions:

This device may not cause harmful interference

This device must accept any interference received, including interference that may cause

undesired operation.

If you have questions about the product that are not related to this declaration, write to

Hewlett-Packard Company

P. O. Box 692000, Mail Stop 530113

Houston, TX 77269-2000

For questions regarding this FCC declaration, write to

Hewlett-Packard Company

P. O. Box 692000, Mail Stop 510101

Houston, TX 77269-2000

or call HP at 281-514-3333

To identify your product, refer to the part, series, or model number located on the product.

Canadian Notice

This Class B digital apparatus meets all requirements of the Canadian Interference-Causing

Equipment Regulations.

Avis Canadien

Cet appareil numérique de la classe B respecte toutes les exigences du Règlement sur le

matériel brouilleur du Canada.

European Union Regulatory Notice

This product complies with the following EU Directives: